Browse by keyword "Finances"
11. Canada's Business and Consumer Site (2003)
Series: CONNECT: Canada's Resource Publication on Technology & Adult Literacy
Authors: Diane McCargar
Collection: Learning Materials
This website review from CONNECT features Canada's Business and Consumer Site. This website provides consumer information and tools for comparing financial service charges and credit card costs.
Funders:
Added: 2003-07-31
12. Canadians and Their Money (2010)
Building a brighter financial future
Authors: Task Force on Financial Literacy
Collection: Research Materials
This is the final report of the Task Force on Financial Literacy, established in 2009 by the Government of Canada to consult with individuals and organizations across the country on how best to address the gaps in Canadians’ financial knowledge. By the time the consultation period ended, the task force had received more than 300 written submissions, heard from 175 presenters in 14 communities, and attracted 125 contributors to its online forum.
In this document, the authors put forward a proposed national strategy on financial literacy and also provide a set of recommendations on how to achieve it.
The authors note that five priorities form the foundation of the strategy: responsibility for the outcome of the strategy must be shared among all stakeholders; coordination of the various initiatives will require strong leadership; financial literacy requires lifelong learning; resources and innovative approaches will be needed to raise Canadians’ awareness of the importance of adopting good financial behaviours; and accountability will be key to the success of the strategy.
The authors state that financial literacy is an essential life skill for all Canadians and is acquired through lifelong learning. They emphasize the role that the school system can play and recommend that all provincial and territorial governments provide financial literacy professional development opportunities for teachers, with the federal government supporting these efforts by making resources available and accessible for teachers.
Added: 2011-02-25
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13. Capital That Works! (2001)
Pension Funds and Alternative Strategies for Investing in the Economy
Authors: Canadian Labour and Business Centre
Collection: Research Materials
The everyday business of institutional investing often generates “collateral benefits”, or positive effects in the economy that are ancillary to the primary aim of obtaining optimal earnings in a prudent manner.
In the majority of instances, collateral benefits will happen incidentally, meaning that while pension funds and other institutional investors have allocated assets solely in the pursuit of financial returns, they have inadvertently created non-financial ones. These can include growth or jobs, among other social goods. Of course, being incidental doesn’t make benefits any less valuable.
The attraction of targeted investment programs developed in Canada and the United States is that the considerable assets of large institutional investors can be directed strategically so as to bring specific benefits to targeted communities, populations and economic sectors. Thus, the successful targeted program can be seen as both a financial instrument that achieves market-grade returns and as a tool of social and economic development.
Economically targeted investments, or ETIs, are an American invention, and as such is most widely practiced in capital markets in the United States. Nonetheless, Canadian institutional investors, including some of the larger public sector pension funds, are beginning to venture into this field.
As illustrated by the examples profiled in this report, targeted investing may bring optimal returns to institutional investors. At the same time, such investments may, for example, contribute to bridging financing gaps that hinder the growth of small companies in technology sectors (CDP Sofinov; Western Technology Seed Investment Fund) or provide much-needed capital to small businesses, either to finance critical "modernization" activities such as restructuring, consolidation, turnaround, modernization, and so on (Texas Growth Fund) or to rescue viable firms, often with unionized workforces (KPS Special Situations Fund).
Added: 2007-02-23
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14. Capital, Community and Jobs (1998)
Local Solutions for Financing Investments in a New Economy
Authors: Canadian Labour Market and Productivity Centre
Collection: Research Materials
In recent years, issues pertaining to access to capital for productive investment have risen steadily on Canada’s public policy agenda. They have also emerged more prominently as concerns of Canadian business and labour, the two constituencies of the Canadian Labour Market and Productivity Centre (CLMPC). An important new focus for the CLMPC is a current trend towards localized financial innovations in all parts of the country.
In 1997, the government of Canada’s four regional development agencies and the CLMPC worked together to study examples of recently established local investment financing models (LIFMs), in order to learn what micro-level institutions and practices have achieved in attempting to reduce financing barriers for small business in communities and regions across Canada. The results of this collaboration have been recorded in this document, with relevant data and analysis provided by the CLMPC through eighteen case studies of LIFMs in western Canada, Ontario, Quebec and Atlantic Canada. This report contains information that would be useful to private and public sector actors and decision-makers in communities and regions eager to obtain information about the practical experiences of their counterparts nation-wide.
Added: 2007-10-25
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15. Coping with Financial Stress (2009)
Series: Self-help booklets for managing your personal finances
Authors: Consolidated Credit Counseling Services of Canada, Inc.
Collection: Learning Materials
This is another in a series of free self-help guides prepared by Consolidated Credit Counselling Services of Canada.
The authors describe the physical and mental harm that financial stress can cause. They offer suggestions for coping with stress and, at the same time, improving personal finances.
The authors also explain the laws governing collection agencies and the legal protection borrowers have against harassment.
Added: 2010-02-24
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16. Couples and money (2009)
Authors: Credit Canada
Collection: Learning Materials
his document contains a variety of articles about financial issues of concern to couples in all stages of a relationship, from first date to retirement.
Among the topics covered are ideas for cheap dates; tips for discussing finances with a partner; getting married without spending a fortune; setting up a household budget; and planning for retirement.
The authors have also included a quiz to help couples determine whether they are financially compatible.
Added: 2011-03-08
17. Credit in a New Country: A Guide to Credit in Canada (2009)
Series: Self-help booklets for managing your personal finances
Authors: Consolidated Credit Counseling Services of Canada, Inc.
Collection: Learning Materials
This is another in a series of free self-help guides prepared by Consolidated Credit Counselling Services of Canada. It is aimed at newcomers to Canada, who may be dealing with systems of borrowing that are different from those in their country of origin.
The authors explain the difference between instalment loans and revolving credit and between secured and unsecured loans. They also how list the types of accounts that either are or are not typically included in a credit report.
The authors explain how to obtain credit and start building a credit history. They also discuss traps and scams to avoid and offer tips for smart credit-card use.
Added: 2010-02-24
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18. Credit Worksheets (2009)
Series: Newcomer Finances Toolkit
Authors: Ottawa Community Loan Fund (OCLF)
Collection: Learning Materials
The worksheets begin with an explanation of credit and debt, including credit history and credit reporting. One worksheet deals exclusively with newcomer loans. Other worksheets explain different kinds of borrowing, like a credit card; loan; line of credit; or payday loan.
Other topics include the cost of borrowing; managing debt; overdraft protection; instalment sales; the difference between a prepaid card and a credit card; and rent-to-own contracts.
One worksheet gives a real-life example of someone who realizes she is unable to pay her phone bill in full one month and the steps she takes to deal with the problem.
Added: 2010-03-24
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19. Cutting Car Costs (2009)
Series: Self-help booklets for managing your personal finances
Authors: Consolidated Credit Counseling Services of Canada, Inc.
Collection: Learning Materials
This is another in a series of free self-help guides prepared by Consolidated Credit Counseling Services of Canada Inc.
The authors begin by outlining how much it costs per year to own and operate a car. They discuss how to get the best deal on financing a car; shopping around for the best rates on insurance; improving fuel consumption; and tips for maintaining the vehicle.
Added: 2010-07-06
20. The Development and State of the Art of Adult Learning and Education (ALE) (2008)
Report for Canada
Authors: Council of Ministers of Education, Canada, Canadian Commission for UNESCO
Collection: Research Materials
This is a report prepared by the Council of Ministers of Education, Canada for the 6th International Conference on Adult Education (CONFINTEA VI). CONFINTEA VI is a UNESCO-led intergovernmental conference for policy dialogue and assessment on adult learning and education, hosted by Brazil in May 2009.
The member states of UNESCO have been requested to prepare reports on developments in adult learning and education since 1997 (CONFINTEA V), including the current state of the art and future challenges. The focus of the report is on policies, research and effective practices in literacy, non-formal education, adult education and lifelong learning.
This document has been prepared according to the guidelines provided by UNESCO and includes the following sections:
- an introductory demographic overview
- four major themes: policy, legislation and financing; quality of adult learning and education; provision, participation and achievement; research, innovation and good practices; and adult literacy;
- expectations for CONFINTEA VI and the future of adult learning and education.
Added: 2009-03-27
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© 2012 National Adult Literacy Database
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