Browse by series "Financial Literacy Tips & Activities"
Displaying Results 1 to 9 of 9
1. Activity Sheet - Track Your Spending (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
This sheet offers an activity to help the user track spending on a daily, weekly and monthly basis by keeping a money journal.
The authors suggest focusing on one expense and deciding how it could be reduced. As an example, they use someone who buys one large cup of coffee a day. If he chooses instead to brew the coffee at home and use a travel mug, he saves the price of a store-bought coffee every day. If he does that every day for a year, the amount of money saved will be significant.
Added: 2011-05-31
2. Budgeting and Saving Tips (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
The authors have provided basic tips for developing a workable budget, beginning by tracking all expenditures for a month, including rent or mortgage payments, basic groceries, and transportation.
From there, they encourage the user to look closely at expenses to determine whether they really are essential or whether they could be reduced or eliminated.
Added: 2011-06-07
3. Financial Life Skills for Parents and Children (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
This fact-sheet offers tips to help parents teach their children money-management skills. The underlying principle is the need for both adults and children to balance income and expenses.
Tips include using a shopping list to reduce impulse purchases; tracking expenses to figure out where the money goes; and splitting income or allowance into categories of spending, giving, short-term saving, and investing.
Added: 2012-01-24
4. Financial Literacy Glossary Part One (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
The authors of this document have provided brief definitions for a variety of financial terms, including credit, interest and income, and for financial products like an RRSP (Registered Retirement Savings Plan) and an RESP (Registered Education Savings Plan).
In some instances, the have provided consumer tips within the definition. For instance, they explain that a payday loan store is a place where cash advances and short-term loans can be acquired quickly, but at high interest rates.
Added: 2011-05-24
5. Financial Literacy Glossary Part Two (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
In this document, the authors provide definitions for common financial terms, including direct deposit, net personal income, and credit check.
They also include brief explanations of a number of government financial programs, including Canada Education Savings Grant; Tax-Free Savings Account (TFSA); and Canada Learning Bond.
Added: 2011-05-24
6. Information Sheet - Saving for your Child's Future (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
This document sets out, in chart form, programs the Government of Canada offers to help parents save for their children’s post-secondary education through a Registered Education Savings Plan. The programs are the Canada Learning Bond (CLB); the Canada Education Savings Grant – Basic (CESG – Basic); and the Canada Education Savings Grant – Additional (CESG – Additional).
The authors explain who is eligible for each of the programs and offer step-by-step instructions for taking advantage of them.
Added: 2011-06-03
7. Information Sheet - Savings Plans (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
This document explains, in chart form, three special savings plans established by the Government of Canada: the Registered Education Savings Plan (RESP); the Tax-Free Savings Account (TFSA); and the Registered Retirement Savings Plan (RRSP).
For the RRSP, the authors also provide a chart that shows how much greater a return on investment someone can earn by starting to save at age 25 instead of waiting until age 30, 35, 40 or 45.
Added: 2011-06-03
8. Information Sheet - Ways to Borrow Money (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
The authors of this brief document explain, in chart form, a variety of different means of borrowing money and offer some advice on the costs of each one.
They have included information on credit cards, both from banks and from stores; cash advances; personal loans; lines of credit; overdrafts; mortgages; and student loans. Other ways of borrowing the authors discuss include payday loans; buy now, pay later; rent to own; leasing; and pawnshops.
Added: 2011-06-03
9. Spending Plan Worksheet (2010)
Series: Financial Literacy Tips & Activities
Authors: ABC Life Literacy Canada
Collection: Learning Materials
This worksheet offers a way to track monthly income and expenditures.
The authors have provided charts for listing each item and the amount spent on it each month. Expenses are divided into "basic needs" and "extra wants" categories. At the bottom of the sheet is a space for calculating how much income is left after expenses.
Added: 2011-05-31
Displaying Results 1 to 9 of 9
© 2012 National Adult Literacy Database
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