Browse by keyword "Finances"
11. Canada's Business and Consumer Site (2003)
Series: CONNECT: Canada's Resource Publication on Technology & Adult Literacy
Authors: Diane McCargar
This website review from CONNECT features Canada's Business and Consumer Site. This website provides consumer information and tools for comparing financial service charges and credit card costs.
Funders:
Added: 2003-07-31
12. Coping with Financial Stress (2009)
Series: Self-help booklets for managing your personal finances
Authors: Consolidated Credit Counseling Services of Canada, Inc.
This is another in a series of free self-help guides prepared by Consolidated Credit Counselling Services of Canada.
The authors describe the physical and mental harm that financial stress can cause. They offer suggestions for coping with stress and, at the same time, improving personal finances.
The authors also explain the laws governing collection agencies and the legal protection borrowers have against harassment.
Added: 2010-02-24
View complete record details...
See also:
13. Couples and money (2009)
Authors: Credit Canada
his document contains a variety of articles about financial issues of concern to couples in all stages of a relationship, from first date to retirement.
Among the topics covered are ideas for cheap dates; tips for discussing finances with a partner; getting married without spending a fortune; setting up a household budget; and planning for retirement.
The authors have also included a quiz to help couples determine whether they are financially compatible.
Added: 2011-03-08
14. Credit in a New Country: A Guide to Credit in Canada (2009)
Series: Self-help booklets for managing your personal finances
Authors: Consolidated Credit Counseling Services of Canada, Inc.
This is another in a series of free self-help guides prepared by Consolidated Credit Counselling Services of Canada. It is aimed at newcomers to Canada, who may be dealing with systems of borrowing that are different from those in their country of origin.
The authors explain the difference between instalment loans and revolving credit and between secured and unsecured loans. They also how list the types of accounts that either are or are not typically included in a credit report.
The authors explain how to obtain credit and start building a credit history. They also discuss traps and scams to avoid and offer tips for smart credit-card use.
Added: 2010-02-24
View complete record details...
See also:
15. Credit Worksheets (2009)
Series: Newcomer Finances Toolkit
Authors: Ottawa Community Loan Fund (OCLF)
The worksheets begin with an explanation of credit and debt, including credit history and credit reporting. One worksheet deals exclusively with newcomer loans. Other worksheets explain different kinds of borrowing, like a credit card; loan; line of credit; or payday loan.
Other topics include the cost of borrowing; managing debt; overdraft protection; instalment sales; the difference between a prepaid card and a credit card; and rent-to-own contracts.
One worksheet gives a real-life example of someone who realizes she is unable to pay her phone bill in full one month and the steps she takes to deal with the problem.
Added: 2010-03-24
View complete record details...
See also:
16. Cutting Car Costs (2009)
Series: Self-help booklets for managing your personal finances
Authors: Consolidated Credit Counseling Services of Canada, Inc.
This is another in a series of free self-help guides prepared by Consolidated Credit Counseling Services of Canada Inc.
The authors begin by outlining how much it costs per year to own and operate a car. They discuss how to get the best deal on financing a car; shopping around for the best rates on insurance; improving fuel consumption; and tips for maintaining the vehicle.
Added: 2010-07-06
17. Divorce and your credit (2009)
Series: Self-help booklets for managing your personal finances
Authors: Consolidated Credit Counseling Services of Canada, Inc.
This self-help guide, one of a series prepared by Consolidated Credit Counseling Services of Canada, focuses on protecting your credit rating and financial assets when a marriage breaks down.
The authors explain the potential impact of divorce on a person’s credit rating and emphasize the importance of knowing as much as possible about any assets or liabilities that are jointly held. They also offer suggestions for building a credit rating as a single person.
The authors have included a series of worksheets to help with budgeting.
Added: 2011-04-08
18. Essential Skills and Finances (2012)
Series: Essential Skills Fact Sheets – LCNB
Authors: Literacy Coalition of New Brunswick Ltd. (LCNB)
This fact sheet offers examples of how Essential Skills are required to help individuals handle their finances.
For example, numeracy is needed to calculate costs or savings, or to develop a balanced budget. The skill of writing is needed to apply for a loan or a scholarship, while oral communication is used to talk to a financial planner.
The fact sheet is one in a series prepared by the Literacy Coalition of New Brunswick (LCNB).
Funders:
Added: 2012-11-19
19. Fraud Worksheets (2009)
Series: Newcomer Finances Toolkit
Authors: Ottawa Community Loan Fund (OCLF)
This booklet is part of the Newcomers Finances series produced by Ottawa Community Loan Fund (OCLF). It begins by explaining what fraud is, then outlines different kinds of fraud like identity theft and scams.
The booklet includes an exercise on spotting a fraudulent email and a checklist for preventing identity theft. It also explains what to do if you become the victim of fraud.
Added: 2010-04-20
View complete record details...
See also:
20. Getting Your Taxes Filed Up to Date (2009)
Authors: Money Mentors
This fact sheet is one of a series prepared by Money Mentors, a non-profit credit counselling and money management organization based in Alberta.
The authors explain how to get forms from the Canada Revenue Agency (CRA) and discuss the Community Volunteer Income Tax Program, an initiative started by the CRA to train volunteers to help individuals fill out basic income tax returns.
The authors also include information about applying for the GST/HST credit and the Canada Child Tax Credit; carrying forward tax credits; and determining eligibility for a number of benefits and subsidies.
Added: 2010-12-22
© 2012 National Adult Literacy Database
Powered by Drupal
Powered by Drupal
This project is funded by the Government of Canada’s
Office of Literacy and Essential Skills.
Office of Literacy and Essential Skills.
Comments
Comments
If you found this particular resource to be useful, please include a comment.